• I am the sole author and copyright holder of the submitted photograph(s).
• The photo(s) does/do not infringe on any third-party rights.
• Any identifiable individuals in the photo(s) are at least 18 years old and have granted their permission for the photo(s) to be used in the contest, including for MCDF’s promotional purposes.
• I accept the contest’s terms and licensing conditions.
• I represent and warrant that the provided Participant Information and photo caption(s) is/are true and accurate.
• I indemnify MCDF from any claims arising out of third-party copyright violations or privacy concerns.

• All submitted photographs are original and taken by me as the entrant. By submitting this/these photo(s), I confirm that I own the copyright of the photo(s) and it/they do not infringe on any third-party rights.
• I, as the entrant, retain full copyright of my submitted photo(s) but grant the Multilateral Cooperation Center for Development Finance (MCDF) a non-exclusive, royalty-free license to reproduce, edit, display, and distribute the photo(s) for promotional purposes related to this contest and its future editions, and any of MCDF’s broader promotional purposes.
• If any of my photo submissions are awarded one of the prizes on offer as part of this competition, I further agree to grant MCDF a perpetual, irrevocable, non-exclusive, royalty-free license to use my winning photo in any media or publication related to MCDF’s work. Proper credit will be given where possible.

By entering this contest, I retain copyright of my photograph(s) but grant the Multilateral Cooperation Center for Development Finance (MCDF) a non-exclusive, royalty-free license to reproduce, edit, display, and distribute the photograph(s) for promotional purposes related to this contest and future editions, and any of MCDF’s broader promotional purposes. If any of my photo submissions are awarded one of the prizes on offer as part of this competition, then I also agree to grant MCDF a perpetual, non-exclusive, irrevocable, royalty-free license to reproduce, edit, display, and distribute the photo in any medium and for any purpose related to the work of MCDF. MCDF will endeavor to credit me, as the photographer, by name when the photo is used, where possible, and I hereby grant MCDF the right to use my name for the sole purpose of identifying me as creator of my entry. Further, by entering this competition, I warrant that my submission(s) is an/are original photo(s) taken by me and does/do not violate any third-party rights. If any individual is identifiable in my photo(s), I confirm that they are at least 18 years of age and that I have drawn their attention to this disclaimer and have received their express consent and permission to submit the photo(s) to this contest. MCDF reserves the right to amend, suspend, or terminate this competition at any time and for any reason.