• I am the sole author and copyright holder of the submitted photograph(s).
• The photograph(s) do not infringe on any third-party rights.
• The photograph(s) are original and taken by me and do not include artificial intelligence- (AI) generated images or images substantially generated or altered by AI tools.
• Any identifiable individuals in the photograph(s) are at least 18 years old and have granted their permission for the photograph(s) to be used in the contest, including for MCDF’s promotional purposes.
• I accept the contest’s terms and licensing conditions.
• I represent and warrant that the provided Participant Information and photograph caption(s) are true and accurate.
• I indemnify and hold harmless MCDF, the Asian Infrastructure Investment Bank (AIIB) as Administrator of MCDF, and their respective officers, employees, and agents from any claims arising out of third-party copyright violations or privacy concerns.

• All submitted photographs are original and taken by me as the entrant. By submitting these photograph(s), I confirm that I own the copyright of the photograph(s) and the photograph(s) do not infringe on any third-party rights.
• I, as the entrant, retain full copyright of my submitted photograph(s) but grant the Multilateral Cooperation Center for Development Finance (MCDF) a non-exclusive, royalty-free license to reproduce, edit, display, and distribute the photograph(s) for promotional purposes related to this contest and its future editions, and any of MCDF’s broader promotional purposes five years from the date of submission.
• If any of my photograph submissions are awarded one of the prizes on offer as part of this competition, I further agree to grant MCDF a perpetual, irrevocable, non-exclusive, royalty-free license to use my winning photograph in any media or publication related to MCDF’s work. Credit to the photographer by name will be given where possible.

By entering this contest, I retain copyright of my photograph(s) but grant the Multilateral Cooperation Center for Development Finance (MCDF) a non-exclusive, royalty-free license to reproduce, edit, display, and distribute the photograph(s) for promotional purposes related to this contest and future editions, and any of MCDF’s broader promotional purposes. If any of my photograph submissions are awarded one of the prizes on offer as part of this competition, then I also agree to grant MCDF a perpetual, non-exclusive, irrevocable, royalty-free license to reproduce, edit, display, and distribute the photograph in any medium and for any purpose related to the work of MCDF. MCDF will endeavor to credit me, as the photographer, by name when the photograph is used, where possible, and I hereby grant MCDF the right to use my name for the sole purpose of identifying me as creator of my entry. Further, by entering this competition, I warrant that my submission(s) are original photograph(s) taken by me and do not violate any third-party rights. If any individual is identifiable in my photograph(s), I confirm that they are at least 18 years of age and that I have drawn their attention to this disclaimer and have received their express consent and permission to submit the photograph(s) to this contest. Personal data submitted by contest entrants will be deemed to constitute their consent for MCDF to process such data for the purposes of administering the contest, awarding prizes, supporting promotional activities, and related purposes, in accordance with MCDF’s internal policies. You may exercise your rights of access, correction, or deletion by contacting secretariat@themcdf.org. MCDF reserves the right to amend, suspend, or terminate this competition at any time and for any reason. Any dispute arising out of, or in connection with, the contest shall be resolved amicably through consultations.